Subprime auto loans >60 days late are rising fast (and there is a lag here)…. October 19, 2025 12:36 pmNovember 6, 2022 10:01 pm by IWB by Boo_Randy October data in a week or so – by the end of the year will likely be ATH! (Fitch). If tapped-out debt folks can’t pay their auto loans, how can they cover their mortgages and rents?