2/19
The 2022 Bank Stress Test saw a roughly 11% aggregate common equity capital ratio for banks
And minimum ratios can get down to as low as 8% for total capital legally. pic.twitter.com/jWZvQaMIFk
— Adam Cochran (adamscochran.eth) (@adamscochran) March 29, 2023
4/19
The last report we had from FDIC noted a 50% increase in HTM issues as early as 2022Q1
And bond rates have gone 2x-4x in that time frame.
Suggesting that the HTM losses on these securities could now be $700B+ pic.twitter.com/TcCCFUVtAy
— Adam Cochran (adamscochran.eth) (@adamscochran) March 29, 2023
6/19
In the first 15 days of March, before the largest points of fear, banks saw $300B in outflows already.
Around 2% of the total deposit base outlined here. pic.twitter.com/kYvocDavk8
— Adam Cochran (adamscochran.eth) (@adamscochran) March 29, 2023
MORE:
https://twitter.com/adamscochran/status/1641092484355743745
https://www.morningtendies.co/p/bank-lending-drops-105-billion
h/t RedditIsOwendByTheWS