Health Insurance is a Scam

by BroDude

I went self-employed in Jan last year.

I don’t get any subsidy.

Health insruance was $360/month for the cheapest plan. $8k deductible, $8k max out-of-pocket

This year, same coverage, $450/month (a 25% increase)

Next year, worse coverage ($8k deductible, $12k max out-of-pocket) for $530/month (a 18% increase).

Since 2025 going into 2027 health insurance is 47% more expensive for worse coverage, they’re lying about inflation.

I don’t even go to the doctor b/c I have to pay the frist $8k out of pocket before they’ll pay a dime… that’s after already paying $450 a month!

I see why people don’t have insurance and just pay cash and pray something big doesn’t happen.

This isn’t health insurance, it’s financial insurance against cancer / big operations.