The retail industry is changing, the change is not because of online sales, they change is because the American person is broke, they don’t have jobs or they are making a lot less. Pending home sales crash, existing home sales crash. When rates move up the entire housing market is going to come crumbling down. GDP has now been revised even lower, the economy is crashing.More banks comes forward to voice their concerns over cryptocurrencies, they are a major threat to their business. Mnuchin is now pushing the TPP, they central bankers want it, the deep state wants it and they are making a major push as the economic transition takes hold.