John Rubino and I have been warning you for years that the 2008-09 crash never really ended. While the stock market and asset prices went into a major bull market when the Fed started quantitative easing, this was never a pathway to long term success. We sacrificed major profits along the way. But the debt kept increasing at an increasing rate. Here we are at the end of 2018 and things appear to be coming apart at the seams. The DOW has gone down bigly and notwithstanding today’s rally, will probably continue to do so. And if it manages to recover, so what, nothing has changed. The question is what to do next and John has some very strong ideas about that.