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It is common knowledge that the is made up of many different components, the largest of them at about 70%. We are a consumption based . Our entire way of life hinges on the ability to spend.

Every element of the economy of the last 10 years is addicted to the free and easy money.
Debt is not priced for its risk.
Consumers are maxed out.
Investors know that without free money, all that the market has is air.

How Lenders Are Turning Low-Level Courts Into Dickensian “Debt Collection Mills”

An ACLU report estimates courts are issuing tens of thousands of arrest warrants each year for debtors owing as little as $30.


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