The United States housing market is collapsing. The signs are everywhere.

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227,500 properties got foreclosure filings in first half of 2026
That is up 21% from last year and about 28-30% from two years ago
Active buyers dropped to roughly 967,000 in July
Sellers sat at about 1.46 million, creating a 51% surplus
Nearly 80% of major metros now count as buyer markets
Absolute foreclosure rate still only 0.16% of housing units

Active foreclosure inventory hit a six-year high in June at 0.53%.
Foreclosure starts jumped to a six-year high of 43,200 in June.
Pending home sales keep sliding to multi-month lows as rates climb.
Price cuts hit over 40% of listings in some recent weekly data.
Serious delinquencies remain elevated year-over-year.

 

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