And there it is.. The Federal Reserve has announced it will launch the service FedNow in July, which will allow banks to instantly transfer payments across the financial system. We live in a different world now.

via reuters:

March 15 (Reuters) – The U.S. central bank will launch its “FedNow” instant payment service in July, the Federal Reserve said on Wednesday, with certification and testing for early adopters starting in the first week of April.