by Pengufen
Deutsche Bank balance sheet: investor-relations.db.com/files/documents/annual-reports/2023/Annual-Financial-Statements-of-Deutsche-Bank-AG-2022.pdf
Credit Suisse balance sheet: www.credit-suisse.com/about-us/en/reports-research/annual-reports.html (2022 Consolidated financial statement)
Most of their assets are illiquid and their reserve and cash on hand balance has shrunk by about 50% from a year ago. The same thing happened to credit suisse. They have about 69 billion euros on reserve and this month have to make a payment of about 57 billion euros from mortgage backed securities they issued to customers. Their revenue is basically non-existant for a bank that manages 1 trillion euros. The balance sheet looks, well, balanced and healthy from a glance, but I think there are some small risks here and there, and very big similarities to CS’s situation. I’m not an expert on this, so please tell me what you think about what you see.
TL;DR: Deutsche Bank and Credit Suisse both have large amounts of illiquid assets on their balance sheets, and their reserve balances have shrunk significantly over the past year. This raises some concerns about their ability to meet future obligations.