Noted credit expert Robert Siciliano joined us today. The good news is that all 4 credit bureaus must provide now allow consumer’s to freeze their reports upon demand. The bad news is that there are now 4 credit bureaus and most people don’t take advantage of this security measure anyway. You need to shred all your mail and let your password manager assign your passwords. Allow for push notifications on all your credit cards. This will enable you to pick up on any fraudulent use in near real time. This can help keep you safe. But there’s so much more to data hacking and illicit data sales. You can only do so much and then it’s up to the government and fate.