Yahoo begins to normalize social credit score…

Sharing is Caring!

Your credit score may soon depend on your web history

In the not-too-distant future, your internet habits could help determine how much house you can buy and the rate on your next auto loan.

Sounds ridiculous? Right now, your credit score — that three-digit number that tells lenders how responsible you are — is based on simple financial information, like your payment history and debt level.

But research posted to the International Monetary Fund (IMF) website suggests companies will soon be looking at a lot more data to get an accurate picture of the risk you pose as a borrower.

Here’s what the future of lending might hold and how to get the best rates on loans in the meantime.

See also  UBS may bail out of the Credit Suisse deal, too many issues.
Trending:
See also  Credit crunch is already here for Main St. Last week it arrived for Wall Street

Views: 34

Leave a Comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.