Think about this for a moment. You need 7.5% per year to keep pace with redemptions. The market falls 10% & even though you manage well and only lose 5% on your 47% in equities, you still have a shortfall of about 10%! Oh yeah, & you're less than 55% funded when things turned. t.co/yvm3vkAs3e
— Brad Huston (@BradHuston) November 5, 2019
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