Incarceration vs. Education in the U.S.A. [Infographic]
I used to teach actually, so I know some of the in’s and out’s of how it works. The kid with 2 involved parents in their life were miles ahead of the kid with no involved parents in their …
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Is It Wise to Print Extra Money to Get Rid of The Problems That A Country Is May Be Facing?
Every one of us, once in our lifetime, must reflect on the fact that why governments do not print enough money so that every problem that the country is facing can be elevated, such as poverty, poor economic condition, etc. …
China, money laundering, Imperial Pacific Casino, James Woolsey, & Saipan
Guest post by Jappleseed2017 There is a sketchy casino on the edge of the America with some strange happenings. From the Bloomberg Article below: “Its board members include James Woolsey, who ran the U.S. Central Intelligence Agency in the early 1990s …
If you just got a new job that pays more than your current job. Tips on what you should do with the income boost?
by reddituser0071 Most definitely don’t increase your lifestyle. Then start the following steps. Use this raise as an opportunity to accelerate your financial goals. Get on a budget and give every dollar a name before the month begins. Don’t add any …
What you should do if you just turned 18 and am being kicked out
by thewayitis Make sure you get your original birth certificate, social security card, drivers license, and ALL documents that are available from your mother so she can’t play games with allowing access to them. Once you know what college you are …
If you are in SF, NYC, or another HCOL area. Your biggest expenses are going to be taxes and housing, with transportation likely a distant third. If you can get the big expenses down, you can eat all the avocado toast you want.
Guest post by csp256 There is only so much you can do to minimize taxes, but here are the two biggest ways: Contribute the maximum to your 401k (there are several ways of accessing it early; don’t worry) Get a …
3 Unsentimental Reasons EOS Could Potentially Displace Ethereum
Cryptocurrency investors and traders are usually a sentimental bunch. Despite all the noise about technical and fundamental analysis; sentiments, emotional connections, hope are some of the reasons we support cryptocurrencies. In fact, you’ll be hard pressed to find a token …
What is the true benefit to having a credit card that has an annual fee?
by Tangential_Diversion They usually have significantly better perks that are worth more than the annual fee if you use them correctly and you’re in their targeted demographic. I’ll use the Chase Sapphire Reserve as an example. It’s a rewards card with a $495 …
Collection of screenshots from official documents by the FBI, CIA, DIA, DoD, and State Dept… MKULTRA, UFOs, Remote Viewing, Illuminati, False Flags & more.
by Ninjakick666 Album of 100+ screenshots from various CIA, FBI and State Dept. documents… Here’s a bunch of links to various government news sites and below that the FOIA archives… then at the bottom just the UFO stuff from all the …
Life insurance is an investment – Valid reasons to go for this investment
The debate of whether or not you should invest in life insurance policy continues till date and you may certainly conclude that there are several more reasons behind investing in it than in not investing, once you take a look …
Changes coming to the Chase Sapphire Reserve perks?
by jmaj I was looking up some older posts on here because I wanted to get my second credit card. My girlfriend and I use Airbnb a lot and liked to fly 4-6 times a year but now with my …
Reconfirmed: Artificial Sweeteners Make You Fat and Sick
https://youtu.be/Sfc2GluFY9o Artificial Sweeteners Trick Your Body Into Storing Fat Contrary to industry claims, research over the last 30 years have shown that artificial sweeteners stimulate appetite, increase cravings for carbs, and produce a variety of metabolic dysfunctions that promote fat …
Crypto Trading is Dominated by The Wealthy — Here’s How to Hand It Back to Ordinary People
Trading has always been a game for the rich. Making it big in the world of finance is much easier for those with money and connections, It’s no secret. When cryptocurrency began to emerge almost ten years ago, it was …
Financing small businesses…with credit cards
by Trivirus I’m aware most of you aren’t self-employed or small business owners, but understand I’m not a fan of the system either. I’m just trying to “play by the rules” because, last I checked, there’s no revolution going on, and …
The SEC Makes Believe It Regulates Wall Street
The SEC still hasn’t stopped manipulative high speed traders from ripping off investors, even though the abuses have been self-evident for years to anyone paying attention. A series of events have brought the subject of high frequency trading abuses once …
Forex Day Trading 101. The Best Strategies to Follow
Image Source: Pixabay From the outside, forex trading might seem easy. And while some people indeed use it to make some small gains on the side, if you’re in it to win it, a lot more comes into play than …
Use financial Modeling such as Discounted Cash Flows to determine whether a stock is worth buying
First watch Aswath Damodaran talk “Valuation: Four Lessons to Take Away“. It is IMHO, one of the best valuation video out there. It will set your expectations straight. From there, have a look at his courses on Youtube and his blog. He has …
Spotify Announces A Major Upgrade To Its Free App
Recently, there have been rumors that Spotify was going to make some big changes to its free mobile app. While the rumors hit the nail on the head with regard to what those changes were, no one knew for sure …
(US) How much does a baby cost per month?
by NHarvey3DK We’ve been on an amazing budgeting bandwagon lately, so we wanted to run some numbers. But we don’t know what “other” costs could be associated that we aren’t aware of. Excluding: The delivery Wife staying home (zero income …
Lifestyle inflation: Couple making $500k/year that was only able to save $7.5k/year
by investeror I came across this article about a couple making $500k/year that was only able to save $7.5k/year other than 401k. Their budget is pretty interesting. At a glace, I could see how someone could look at it and …
Whats the difference between a traditional IRA and 401K?
by Creative_Deficiency 401k is employer, IRA is individual. Traditional contributions are pre-tax and tax deductible, Roth contributions are made with after tax money (i.e. you already paid taxes on your contribution. The contribution itself isn’t taxed.) You can have any combination of these. Traditional or Roth 401ks …
The banks and credit unions most recommended by commenters
by dequeued A lot of people ask “what bank should I use?” and a small number of banks and credit unions get most of the airtime here so I wanted to compile a list of recommendations (and add it to …
List Of Frequently Recommended Brokerage Firms
by Econ0mist Only firms that allow customers to purchase their own securities are listed here. So the list excludes robo-advisors. Name Minimum investment Low-cost, no commission ETFs Low-cost, no commission mutual funds Low-cost, no commission target date funds Customer service …
If you’re ripped off by Comcast (or any internet company), Wells Fargo (or any bank/student lender), or Aetna (or any health insurance company), here’s how to get your money back.
by listenlindalinda Adding more resources below and an ask to share this post with people who might need it. — All of these companies are regulated — a government agency is paid by your taxes to make sure you’re not …
How Do You Ever Retire at 65 and Live to 95 Given the Power of Inflation?
by georgefrost310 I recently created a retirement spreadsheet using excel and am having a hard time understanding how, given the power of inflation, you could ever retire with relative certainty that’d you’d be ok in the long run. Suppose you …
An obvious and EXTREMELY underrated conspiracy, a crime against humanity.
Plants. We are not allowed, through either enforced ignorance or worse criminal prosecution to heal ourselves with plants that grow from the ground. There are a few exceptions, for example, the Aloe Vera plant can be grown and slathered on …
66% of people between age 21 and 32 have $0 saved in Employer-sponsored retirement plans
by hokutenkishidan The report is based on an analysis of the 2014 Survey of Income and Program Participation (SIPP) data from the U.S. Census Bureau. It examines the distinct challenges posed by the current retirement system in America for working …
Selling a Used Car Online? Be Aware of a Possible Scam
by yummyyummybrains I’m trying to sell my car online by owner, because the trade-in price is a joke. In addition to the usual remote-buyer scams (i.e. “please consider it sold, give me full name & address to send a check”), …
The clearest example of why legal weed is a bad investment — Oregon farmer’s grew 3x the amount that whole state smoked
by unfixablesteve It’s literally a weed and grows like one. A recent Sunday afternoon at the Bridge City Collective cannabis shop in North Portland saw a steady flow of customers. Little wonder: A gram of weed was selling for less …
College Student moving out of Parents House – Tips living Independently
Will you have roommates? Make sure you all are clear on breakdown of rent and utility expenses. Also personal space – do you want to mark your food or each claim a shelf in the fridge/pantry? How about bathroom? Should …